In today’s environment where systems run in the cloud and so much business and personal activity occurs online, passwords are not strong enough by themselves to protect applications. Scandals about password breaches seem to happen on a regular basis. It’s easy to find many case studies where passwords have been compromised as a result of malware, email scams and other techniques. The key point is that no matter how strong our passwords, no matter how much we educate our users, there will be situations where people are caught off guard and click on the wrong link, look at the wrong email or open the wrong document. Once this happens, our passwords can be compromised.